Choosing the right car insurance companies is important for financial protection and Peace of Mind while you are driving. With the plenty of insurers offering a variety of policies it can be challenging to determine which one is best for you. In this guide you can check out some of the best car insurance companies in United States besides its features and benefits
USAA Best for Military Families
USAA, It is truly one of the best car insurance providers and always ranks first because of its competitive pricing and excellent customer service. But you need to know that it is just available to military members, veterans and their families. The best part is that it is affordable as compared to other insurers. You can get the best customer service and claims handling.
Military specific benefits are also available like vehicle storage discounts. Some of the main benefits of the insurance is that there is high customer satisfaction, low premium rates and a huge range of coverage options. But you need to know it is available only for military experts and their families.
You need to know that the company is known for its smooth claim process and affordable policies so you can trust it undoubtedly.
State Farm Best for Customized Service
State Farm is one of the largest car insurance providers in the US. The company is known for its vast agent network and reliable service. Some of the main features you can expect is a variety of discounts including safe driver and bundling discounts. There is also drive safe and save program rewards that are good for driving habits. You can get a nationwide network of agents for in person service.
The benefits include strong financial stability, customized service through local agents and competitive rates for many drivers. But the premiums might be higher as compared to other insurers at times. The customer feedback generally includes appreciation for the in person service and extensive coverage option.
Read Also: How To Get The Cheapest Car Insurance
GEICO Best for Affordable Rates
GEICO is one of the most affordable car insurance rates providers. It is a perfect option for you if you are a budget conscious driver. Some of the main features include competitive pricing with multiple discount options. You can also get easy to use mobile apps and online policy management. The customer services are available 24/7 so you don’t have to worry about anything.
The best of all is that the premiums are completely affordable and it offers you a strong financial stability. You can also get convenient online services. The only disadvantage is that there is limited in person service because of the few local agents. But overall the customers appreciate the low rates and the ease of managing the policies online.
Progressive Best for High Risk Drivers
Progressive is your best bet if you have a history of accidents or violations as it offers you competitive pricing as a high risk individual. Some of the best features are that the name of your price tool helps you find policies within your budget. Snapshot program rewards safe driving with discounts.
You can also get accident forgiveness at times. The best part is that the rates are affordable for high risk drivers there are also many customizable coverage options But the customer service ratings are really mixed. Policyholders appreciate the customizable plans and of course the ability to track the driving habits for discounts.
Allstate Best for Comprehensive Coverage
ALLstate is well known insured with strong coverage options and a huge variety of policy discounts filter there is a safe driving bonus program reward for good driving habits. There is also accident forgiveness available and there are multiple discount options like bundling and new car discounts.
You can say that there is a strong customer service here and there are many coverage options. The premiums might be really high as compared to some competitors. The customers like the wide range of policy features and reward programs so you can be stress free.
Read Also: What is Comprehensive Car Insurance?
Nationwide Best for Discount Programs
Nationwide offers a variety of discount programs making an appealing choice for you if you want to save money. The manageable deductible rewards that save drivers by reducing their deductible over time. Smart right program offers a discount based on driving behavior. There is also accident forgiveness that is available.
You can expect strong financial stability and there are many available discounts. The availability is nationwide. But the customer service ratings are average.
Farmers Best for Customizable Coverage
Farmers insurance is also known for its customizable policy and unique coverage options. It offers you a new car replacement coverage. There are also plenty of optional coverages like glass repair and custom equipment coverage. Signal app helps you on discounts based on self driving.
The best part is that you can get customizable policies, good customer service and it is also financially stable. But the only disadvantage here is that the premiums are likely to be really high as compared to others. Farmers customers generally like the variety of coverage options and the customized service.
Liberty Mutual Best for Unique Coverage Options
Liberty Mutual offers you standard and unique coverages making it a perfect option for drivers with specific insurance requirements. It offers you a 12 month guarantee rate. There is also new car replacement coverage available and also multi-discount opportunities. The advantages also include customizable coverage options and solid financial ratings.
There are solid financial ratings and also good discount programs available. The disadvantage here is that the customers have given mixed reviews on claims handling.
So above all you need to know that finding the best car insurance provider depends on your personal requirements, driving history and budget. Whether you are looking for affordable premiums or extensive coverage options there is a company that always fits your requirement. You can consider comparing quotations and checking reviews to find the best car insurance provider for you.
